EK TAMAASHA MERE AAGE- Education Loans by PSBs

One among the most stupid decisions taken by Baba Bakhoran Dass was accepting the challenge to cleanse Pataliputra. During the period, BBD was throughly white washed by the Kshetrap who was thrown by the great Sardarji from Mangalore. The reason was recommending negative for an Education loan of one among half a dozen daughters of a small time politico-banker. The Kshetrap did not stop here only, the issue was escalated upto the ED who visited during the period. When BBD was asked by the ED for his point of view – the reply which the BBD gave was that he had only put his views as unit head, if the Kshatrap feels that it was not acceptable- then he should convey the decision accordingly for its logical end.

Ultimately, BBD was thrown out of Pataliputra with a branding. Subsequently the successor of BBD was compelled to sanction the loan. Now, the destiny had made a wonderful twist in the story. BBD was subsequently requested by the subsequent Kshatrap to play next inning at Pataliputra. Within few hours of joining of BBD, the poor girl child with her father interned the cabin for release of the last instalment of the sanctioned loan. After seeing the face of BBD once again in the cabin both of them simply went back.

As expected, the said loan is NPA.

The pressure on bankers for just throwing away the money through system beautifully named as Education Loans to individuals and as infrastructure loan to some influential personalities including those having political connections has created huge NPA account wise and amount wise both.

BBD was sacrificed- what about those responsible for faulty policy and Tughlaq like implementation. Same loans sanctioned with pleasure and not with pressure by the same stupid BBD at Hazaribagh brought pat to the organisation by none other than FM.

Meanwhile the mindless implementation has not only damaged the Banks,but to the industry, infrastructure both. Engineers Dentists MBAs and other professionals are subjected to lot of humiliation? An accountability on Dumping of Resources both human and financial?
Infra 

GLIMPSES from the Life & Times of BABA BAKHORAN DASS (BBD)

BBD is once again in spiritual zone without any drop of spirit. For the first time he is finding the manufacturer of spirit in trouble- else it was the consumers. So, the world is changing. For the first time an elected with massive public support state government is in war with popularly elected national government through media with huge public money. The Nayak of Kausambi turned Tughlaq of Indraprastha is wonderfully making efforts to inject opium of freebies in the blood of its subject. A time tested tool to keep its subject under toes.

But, he is not lone player of modern India nicely nurtured by our great visionary like Baapu and Chacha of the His-story.

Around a decade back BBD was make to make fishing in the troubled water of Pataliputra wherein out of 13 car of assets that included staff loans LDs too nearly 09cr was NPA. The total business was lowest among all PSB. The unit was bleeding by the wounds inflicted by its own various micro and macro organisms of the system. The great Sultan of Pataliputra Chaudhary a self proclaimed Das of Rama was in fact  classic example of incarceration of NERO the great. Once he called BBD to give a dressing down. BBD humbly and very respectfully asked as to whether he has got same roadmap for Narayanpur and Pataliputra will be the same? Not to his surprise BBD was ordered to fall in line with Narayanpur.

During the childhood BBD was told about the story of a pet monkey when given razor what disaster he brought. Now, we the people have replaced the razor with AK67 – improved one from AK47. NOW ENJOY the situation!

EK TAMAASHA MERE AAGE

Recent incident of Jaipur in Syndicate Bank is culmination of complete failure of control system, while root cause is approach of the system wherein those get pampered and elevated who prefer to swim with the ineffective and corrupt system. Loan given by its Patna branch to well known celebrities even to senior RBI officer were written off without any accountability. A borrower dies in air crash at Patna, lakes of rupees and employment to the legal heir was given, while the Bank was sleeping. Those officers who were blissfully ignorant of the fact and no effort was made to recover the loan were promoted to thr penultimate hierarchy while the officer who made efforts to recover, a decade after was haunted, hunted, humiliated and demoted. Where is accountability for those who never implemented the policy of the Bank which says NON PERFORMANCE WILL NOT GO UN-noticed? If any competent authority examines the statistics on how many officer/executive were pampered and promoted who either deferred decisions vis a vis those who took decision- will give insight as to what is ailing this PSB.

EK TAMAASHA MERE AAGE

Recent incident of Jaipur in Syndicate Bank is culmination of complete failure of control system, while root cause is approach of the system wherein those get pampered and elevated who prefer to swim with the ineffective and corrupt system. Loan given by its Patna branch to well known celebrities even to senior RBI officer were written off without any accountability. A borrower dies in air crash at Patna, lakes of rupees and employment to the legal heir was given, while the Bank was sleeping. Those officers who were blissfully ignorant of the fact and no effort was made to recover the loan were promoted to thr penultimate hierarchy while the officer who made efforts to recover, a decade after was haunted, hunted, humiliated and demoted. Where is accountability for those who never implemented the policy of the Bank which says NON PERFORMANCE WILL NOT GO UN-noticed? If any competent authority examines the statistics on how many officer/executive were pampered and promoted who either deferred decisions vis a vis those who took decision- will give insight as to what is ailing this PSB.

EK TAMAASHA mere AAGE 

We the people are very great sir. Once upon a time there was one gentleman from Madhepura. Mr Mandal from Madhepura (popular slogan during his era was “Rome hai Pope ka Madhepura hai Gop ka” himself great Feudal Zamindar was author of extremely famous Mandal Commission- now an young intelligent emotional entrepreneur in making, incidentally from Bhumihar (branded as feudal caste by social engineers) of Begusarai is the biggest advocate of Azaadi from Brahminical slavery – an extremely minuscule population knows of contributions of Late Sachchidanand Sinha in making of Indian Constitution- are few examples of our approach towards worshipping FALSE GODS. We relish chhat pakora n take Hazmola. For the first time we are gifted of a leader who thinks and works for the nation – but we are unable to digest this. Baba Bakhoran Dass is more confused, as Dr Ram Subhag Singh ex Union Railways Minister ended his life in utter poverty, Dr Bashistha Narayan Singh vanished in oblivion!

EK TAMAASHA MERE AAGE 

It was interesting to hear Barkha didi Suhel Seth Anupam Kher during the debate organised by THE TELEGRAPH. I sincerely believe that she is well educated economically very sound responsible elite secular liberal individual. I do expect positive passionate love and emotions as she is women with roots from Bengal. But, what makes me confused and amused on her certificate to Hero of JNU and HM. At one hand she declairs herself different from Anupam Kher but joins him immediately in her outbursts. She quotes Amma Badal Mufti – but forgets that “…….hum sharminda hain…..” She does not remember Shahbaano episode not too old to forget.

I hail from a remote rural truly backward village from a very notoriously infamous area of Bihar. Not well educated and financially NOT SO SOUND, got basic education under tree, primary schooling in a room with brick kiln (if you believe) but am proud of my teachers, grandparents and parents who taught me everything that I needed for fairly nice living.

If a powerful personality like Barkha didi has such feelings I escape to read MAHABHARATA episodes once again and conclude IS DESH KO DURYODHAN SE NAHI – DHRITRASHTRA SE KHATRA HAI. JAAGO RE